Consumer Loans

Life can be demanding, almost as demanding as you can be on yourself when it comes to achieving your dreams. BCS Community Credit Union has a vast line of loan products and services, all designed to help you achieve your life's dream.

Loan Rates

We offer:

Vehicle Loans (including Auto, Boat and Recreational Vehicles)
Personal Loans
Lines of Credit
Credit Cards
Share Secured
Home Equity Line of Credit (click here)

In an effort to better serve its membership, BCS Community Credit Union uses risk based pricing for its loans. This enables us to provide loans to members who may otherwise would have been denied under other loan plans. The rate charged for each loan is based on the individual's credit history and credit score.

Applying for a loan has never been easier! Just click here to apply online. Loan Rates

Vehicle Loans

City stop and go traffic, winding mountain highways, or secluded off-road trails - a BCS Community Credit Union auto loan is the perfect way to start your journey off with a smile.

BCS Community Credit Union offers competitive auto rates with flexible terms to meet your lifestyle:

New and Used Auto Loans
Up to 129% financing
Low fixed rates (Click here to view current rates)
Flexible terms up to 84 months
Available Extended Warranty Protection
Available GAP insurance protection
Loan Protection insurance
Convenient automative payments or payroll deduction

Applying for a loan has never been easier. Just click here to apply online! Loan Rates

Personal Loans (Signature Loans)

You can use a BCS Personal Loan for any purpose. Available in aggregate amounts from $500 to $20,000 with terms of up to 60 months and low, fixed rates (click here to view current rates). These loans may require no collateral and carry no application or funding fees. Just complete the simple application process to have your loan funded quickly.

Applying for a loan has never been easier. Just click here to apply online! Loan Rates

Lines of Credit

No collateral is required. Receive this loan based on your creditworthiness and signature. The line of credit gives you revolving credit to conveniently get cash advances without having to update your loan application. This open-end loan has a fixed interest rate; open line of credit loans are available up to 60 months with credit limits available from $500 to an aggregate balance of $20,000.

Applying for a loan has never been easier. Just click here to apply online! Loan Rates

Credit Cards

A BCS Community Credit Union Visa Classic offers Members much more than our excellent, low interest rates. You'll pay no annual, and low cash advance, or balance transfer fees while benefiting from the convenience, security, and worldwide acceptance of a Visa credit card. Apply for your BCS Community Credit Union Visa Classic and start enjoying the benefits today!

New!! - You can now access your credit card information and make payments online by registering at www.ezcardinfo.com .

In addition, we can now process your credit card payment at our office, with fast receive fast credit.

Features:

No annual fees
Security and activation programs to help detect fraud, especially for Internet or telephone transactions
Worldwide acceptance at over 23,000,000 merchant locations
Access to more than 562,000 automatic teller and cash machines
Minimum 25-day, interest-free grace period on purchases
Lost or Stolen Card Reporting Service at 800-991-4961

Applying for a loan has never been easier. Just click here to apply online! Loan Rates

Share Secured

Borrow your own money and SAVE. Build your credit profile with a lower interest rate and earn dividends at the same time. Your Share account is held as collateral for the loan. Terms and rates are based on loan amount and collateral type (i.e.: certificate of deposit, shares, etc.).

Applying for a loan has never been easier. Just click here to apply online! Loan Rates