Real Estate Loans

NMLS# 420271
 

Home Equity Line of Credit (HELOC)

Use the equity in your home to get it ALL done.

To help pay for major expenses, a BCSCU home equity line of credit could give you the flexibility to:

• Get access to cash when you need
• Pay for home improvements or similar major expenses
• Consolidate higher-interest-rate debt

With a home equity line of credit (HELOC), you can borrow as much or as little as you need up to your pre-set limit. You'll have easy access to your money and only pay interest on the amount you withdraw and not the entire line amount. 

Plus, there are no out-of-pocket costs to you in most cases, and with our new 10/10 plan, you have 10 years to draw on the line of credit (payments are just 1% of the outstanding balance per month), and another 10 years for repayment only.

To learn more, call 303-425-6627 or apply online.

Home Equity Line of Credit Advantages:

• Draw on your line of credit as needed up to the pre-set limit
• Only pay interest on the balance and not the entire line amount
• Interest is usually tax deductible